Down Payment Assistance

LHOP provides down payment and closing cost assistance up to $5,000.00  in the form of a 0% interest loan with no monthly payments. These loans are provided in combination with mortgage products offered by Partner Lenders to purchase homes located in Lancaster County and at the minimum meet FHA requirements.

Loan approval is subject to overall availability of funds and individual eligibility for the Loan Program.

Participants wishing to be considered for a Loan are encouraged to contact a Partner Lender as soon as possible to discuss approval and qualification criteria. For more information, read LHOP’s 2-Eligibility Requirements ENGLISH 9-12-2018

Borrowers wishing to be considered for a loan must complete the Home Buyer Course prior to signing a Sales Agreement.

Real Estate transactions wishing to utilize LHOP funds must include an LHOP ADDENDUM (LHOP Realtor Version) to the Standard Agreement for the Sale of Real Estate and must be structured to allow for at least 60 days to close.



As a non-profit 501(c)(3) corporation, LHOP relies on contributions from the community to provide the services and programs for the benefit of Lancaster County residents. As we like to say here at LHOP…”good housing is the foundation of a great community.” Please consider providing a tax deductible contribution to partner with us in building this strong foundation.


Contact Information

Street Address:
123 East King Street
Lancaster, PA 17602

(717) 291-9945
(717) 299-7840 for Fair Housing Center
(717) 291-9850 Fax

LHOP is a proud member of:
The Building Industry Association of Lancaster County
The Housing Alliance of Pennsylvania
The Lancaster Chamber of Commerce and Industry
National Fair Housing Alliance