York City-County Program Over View

 Overview of Program

York Home Ownership Center Overview of Program

Helping first time Homebuyers

LHOP makes the dream of homeownership in York County more attainable and affordable for first time homebuyers through education and financial assistance.

Homebuyer Down Payment Assistance

Eligible first-time homebuyers, looking to purchase within York City or York County, may qualify for a closing cost and down payment assistance loan through York Homebuyer Assistance Program (YHAP).


YHAP Loan Application Guidelines & Documents


YHAP Borrower and Lender Instructions

LHOP Partner Lender Information Packet

YHAP Borrower Required Documents

Copy of YHAP Loan Application 2.2.18

YHAP Lender Instructions prt 1 10-9-17

YHAP Lender Instructions prt 2 10-9-17

YHAP Property Inspection Form (003)


Homebuyer Course

LHOP Home Ownership Center Home Buyer Course

Our class helps to prepare participants for the home buying process and the responsibilities of homeownership.  Approximately 9,000 prospective home buyers have completed the course.

Our Home buyer Course is eight hours and is offered as either a one-day class held on Saturdays or a three-day class held during the week. Evening sessions are offered for the weekday course.  The Course is certified by HUD, FHA and PHFA and can be taken in conjunction with VA, USDA and various local mortgage assistance programs.


Our Homebuyer Course Will Help You:

  • Determine if you are ready to buy
  • Evaluate your personal credit history
  • Know what to expect at closing
  • Develop a budget and savings plan
  • Plan for life as a home owner
  • Decide how much you can afford to pay





Click here for 2018 class schedule


Course Benefits

  • Preparation for financial decisions and obligations that come with buying and owning a home
  • Know what to expect from real estate agents, lenders and other professionals involved in the home buying process
  • Meet lenders’ training requirements to qualify for special mortgage products

LHOP provides this certified classroom training and instruction in both English and Spanish. There is a non-refundable $25.00 tuition fee for the course. Veterans fee will be waived, if registering online use coupon code VET and provide your DD214.

You may also provide your Military ID at the time of the Home Buyer Course.


Homebuyer Counseling

This no cost counseling program is geared to assist individuals seeking information on how to purchase a home

You will learn the steps to achieving the “homeownership dream”.  Topics discussed are….

  • Understanding the home-buying process and lender requirements
  • Understanding mortgage loan products
  • Assessing your readiness to buy a home, including a credit and budget review
  • How to develop a personal step-by-step action plan, with periodic progress reviews
  • Prepare for closing

​Get started TODAY on the steps to Homeownership by scheduling an appointment with one of our counselors.

Our offices are located at 116 N George St, York, PA 17401. We are currently open from Monday-Friday 8:30am-5:00pm. Office: 717-827-4334 Fax: 717-814-5987. Contact info: All email and documents are to be sent to yhap@lhop.org.






As a non-profit 501(c)(3) corporation, LHOP relies on contributions from the community to provide the services and programs for the benefit of Lancaster County residents. As we like to say here at LHOP…”good housing is the foundation of a great community.” Please consider providing a tax deductible contribution to partner with us in building this strong foundation.


Contact Information

Street Address:
123 East King Street
Lancaster, PA 17602

(717) 291-9945
(717) 299-7840 for Fair Housing Center
(717) 291-9850 Fax

LHOP is a proud member of:
The Building Industry Association of Lancaster County
The Housing Alliance of Pennsylvania
The Lancaster Chamber of Commerce and Industry
National Fair Housing Alliance