Program Policies and Guidelines 

Borrowers wishing to be considered for a loan must complete theHomebuyer Course prior to closing and are encouraged to complete the class prior to signing a Sales Agreement.

Homebuyers may combine YHAP funds with mortgage products offered by our Partner Lenders to purchase homes located in York City and York County.  Homebuyers wishing to be considered for a mortgage are encouraged to contact a Partner Lender as soon as possible to discuss approval and qualification criteria for the various mortgage products offered.  

YHAP Down Payment and Closing Cost Assistance is subject to funding availability and YHAP Loan Program Guidelines.  For more information please contact LHOP at York Housing Opportunity Center at yhap@lhop.org or call 717-827-4334 for more details and to apply. 

Potential Homebuyer

LHOP at York Housing Opportunity Center works in partnership with Partner Lenders and local Realtors to assist the buyer(s) on the road to homeownership and the home buying process.  Please review the links below for program guidelines and processing.  

Participants wishing to be considered for a loan are encouraged to contact a Partner Lender as soon as possible to discuss approval and qualification criteria.

York Family Income Limits

YHAP-Borrower-Required-Documents-

YHAP Pre-Eligibility Application

Partner Lender 

LHOP at York Housing Opportunity Center works in partnership with Partner Lenders to assist the buyer(s) on the road to homeownership and the home buying process.  Please review the links below for program guidelines and processing.  

Lender Instructions

YHAP Lender Application

 For more information please contact LHOP at York Housing Opportunity Center at yhap@lhop.org or call 717-827-4334 for more details and to apply.  

Realtor

LHOP at York Housing Opportunity Center works in partnership with local Realtors to assist the buyer(s) on the road to homeownership and the home buying process.  Please review the links below for program guidelines and processing.  

A whole house and termite inspection must be reviewed by staff of LHOP at York Housing Opportunity Center prior to inspection submission to the seller for consideration.

Please also note as part of this loan request that there must be an additional County/City property inspection besides the whole house inspection and termite.  The inspection must be completed by a County/City inspector and that this inspection is free to the client.   

Real Estate transactions wishing to utilize LHOP funds must include a YHAP Addendum to the Standard Agreement for the Sale of Real Estate and must be structured to allow for at least 60 days to close. 

Expert Speakers and Volunteers

Homebuyer Initiatives at LHOP are continuously planning educational opportunities for our community.  If you have expertise that you believe would benefit our target audiences (first-time homebuyers), please contact Kim Frock at 717-827-4334.